Senior Product Manager - Cards and Loans

Better Placed Recruitment
London (South)
£38000 - £45000 per annum + Benefits
14 Oct 2016
19 Oct 2016
Contract Type
Senior Product Manager - Cards and Loans £65k - £70k per annum A rapidly growing retail bank in London is currently recruiting for a Senior Product Manager to work within their cards and loans business, supporting the delivery of commercial objectives across their personal loans and card portfolio. This is a strategic and highly commercial role, with responsibility for delivering against company income and profit targets, through commercial insight and portfolio management strategy. Key Responsibilities: -Creating and monitoring the annual financial plan alongside the product team, including acquisition targets, segments and portfolio activity to achieve objectives. -Analysing key cost drivers and implementing strategies to reduce these. -Preparing market intelligence insight and presenting these across the business. -Providing key input into commercial strategies and implementing these across product and portfolio teams. -Interpreting internal and external industry data, including benchmarking to support commercial strategies. -Building customer-led strategies and customer database segmentation. -Challenging existing acquisition and portfolio strategies. -Owning commercial insight and recommendations to influence new business acquisition and proposition development. -Establishing a productive working relationship with product and portfolio teams. -Business and financial forecasting for new products. -Working cross-functionally with credit risk teams. -Attending relevant forums regarding commercial consideration of cards and loans. Key skills: -Proven experience of working in a product or commercial function. -Proven P&L management experience. -Strong knowledge of unsecured lending market. -Extensive experience of strategy development and implementation. -Experience of using customer and analytical insight plus strong data and numeracy skills. -Multiple level stakeholder management skills. This job was originally posted as